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Trick takeaways
- Citi Bend Financing allows you to withdraw specific otherwise each one of your available Citi card borrowing from the bank because the a loan
- Bringing the funds while the an effective Citi Flex Financing gives a predetermined payment and you will fixed interest until your loan is actually paid back back into complete
- Citi Fold Funds promote an abundance of masters, like maybe not demanding an additional difficult credit inquiry, but you will need to manage the latest amounts to make sure it seem sensible for your condition
Playing cards provide a convenient cure for pay for relaxed instructions, but really you’ll find constantly situations where it’s also possible to favor dollars.
The brand new Citi Bend Financing program should be a good replacement for running right up a balance in your cards having unexpected expenses or taking out fully credit cards cash advance. Cash advances typically want an initial payment (typically 5 per cent of one’s improve matter), therefore the money you acquire will begin accruing desire during the a great large varying price out-of go out one with no elegance several months.
If you are looking to own a far greater alternative, Citi Flex Money are worth examining. Here’s how Citi Flex Money work with behavior, and some tips to help you is an excellent option for you.
What is a beneficial Citi Fold Financing?
Citi Bend Finance and you can Urban area Bend Pay are a couple of programs you to render cardholders significantly more versatile payment solutions and you can fixed conditions compliment of Citi’s Citi Bend Preparations.
Which have a beneficial Citi Bend Mortgage, you can remove a loan on your own eligible Citi card’s credit line from the a fixed interest. You can determine how far you ought to acquire and you can settle on a predetermined payment and you may repaired interest rate one to lasts into lifetime of the mortgage in place of doing yet another application or credit score assessment.
Citi Flex Spend, likewise, is a flexible commission plan for Citi cardmembers which enables eligible mastercard orders as paid down over the years with a fixed Apr.
Each other Citi Bend Funds and Citi Flex Shell out was available options once you do an effective Citi Fold Plan., Citi’s system giving cardholders way more versatile fee possibilities and you can fixed terms.
